Terms & Conditions
1. Introduction and Acceptance
These Terms and Conditions ("Agreement") govern the Subscriber's access to and use of the "Accu Trade Signals Pro" proprietary data and technical analysis service (the "Service") provided by Financial Analytics Global Labs LLC (the "Provider"). By clicking "I Agree," "Accept," or by accessing or using any portion of the Service, the Subscriber acknowledges that they have read, understood, and agree to be bound by these Terms, the separate Financial Risk Disclosure, and the Privacy Policy. If the Subscriber does not agree to these terms, they must cease all use of the Service immediately. The Subscriber understands that acceptance of this Agreement is required for access to the Service.
2. Services and License Grant
2.1. Definition of Service
The Service consists exclusively of providing non-personalized, non-customized, and generalized digital signals indicating potential directional movement (Up/Down) for designated financial instruments, primarily SPX and SPY. This Service is delivered via a digital interface and is an informational data feed based on proprietary algorithms.
2.2. License Scope
The Provider grants the Subscriber a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Service strictly for the Subscriber’s internal, personal use only, subject to the terms and restrictions herein. The Subscriber shall not use the Service for any commercial purpose, including reselling or redistributing the signals, or using the signals to manage third-party funds or accounts.
3. Fees, Billing, and Subscription Management
3.1. Subscription Model
Access to the Service is provided on a recurring subscription basis (e.g., monthly or annual). The Subscriber agrees to pay all fees, taxes, and charges specified at the time of purchase.
3.2. Automatic Renewal (Auto-Renew)
Subscriptions are automatically renewed at the end of each billing cycle unless the Subscriber cancels the subscription prior to the renewal date. The Subscriber authorizes the Provider (or its payment processor) to charge the current subscription rate for the subsequent renewal term using the payment method on file.
3.3. Cancellations and Refunds
The Subscriber may cancel their subscription at any time by following the cancellation process described on the website or in their account. When the Subscriber cancels, the subscription will remain active and the Subscriber will continue to have access to the Service until the end of the then-current prepaid billing period. The subscription will not renew after that period. The Subscriber will not receive any refund or credit for any portion of the prepaid billing period, and all fees paid are non-refundable, except as required by applicable law.
3.4. Termination or Suspension by Provider
The Provider may suspend or terminate the Subscriber’s access to the Service immediately if the Subscriber breaches this Agreement, attempts to misuse the Service, or fails to pay any amounts due. In such cases, the Subscriber is not entitled to any refund or credit. The Provider may also terminate the Service or this Agreement for convenience upon notice to the Subscriber; in that event, the Subscriber may receive a pro-rated refund of any pre-paid, unused portion of the current billing period, to the extent permitted by applicable law.
3.5. No Pro-Rated Refunds
Except as expressly provided in Section 3.4, the Provider does not offer pro-rated refunds or credits for partial months, partial billing periods, or unused access to the Service.
3.6. Free Trials
If the Subscriber is offered a free trial period, the duration and terms of that offer will be specified at the time of sign-up. Unless otherwise stated, at the end of any free trial period the Subscriber’s payment method on file will be automatically charged for the applicable subscription plan, and the subscription will continue to auto-renew as described in Section 3.2, unless the Subscriber cancels before the end of the free trial period. Free trials are limited to one per Subscriber, household, or payment method, as determined by the Provider in its sole discretion.
3.7. Introductory Pricing, Discounts, and Coupons
From time to time, the Provider may offer introductory or promotional pricing, discounts, or coupons for new or existing Subscribers (collectively, “Promotional Pricing”). Any Promotional Pricing, including the discounted price, duration, and eligibility criteria, will be disclosed at the time of sign-up or in the applicable offer. Unless otherwise stated in the offer: (a) Promotional Pricing is valid only for the specified promotional period or number of billing cycles, (b) after the promotional period ends, the Subscriber’s subscription will automatically continue and the Subscriber’s payment method on file will be charged at the then-current, non-discounted subscription rate for the applicable plan, and (c) Promotional Pricing and coupons are non-transferable, have no cash value, may not be combined with other offers, and are limited to one per Subscriber, household, or payment method as determined by the Provider in its sole discretion. The Provider reserves the right to modify, suspend, or discontinue any Promotional Pricing or coupon at any time, except that such changes will not affect Promotional Pricing that has already been applied to a current, active promotional period.
3.8. Changes to Subscription Fees
The Provider reserves the right to change the subscription fees and to introduce new charges at any time in its sole discretion. Any increase in subscription fees will apply only to subscription renewals that occur after the effective date of the fee change and will not retroactively apply to the current prepaid billing period. The Provider will provide the Subscriber with advance notice of any fee changes, in accordance with applicable law, by email, through the Service, or by other reasonable means. If the Subscriber does not agree to the revised fees, the Subscriber must cancel their subscription before the fee change becomes effective. The Subscriber’s continued use of the Service after the effective date of the fee change constitutes acceptance of the new subscription fees.
4. Crucial Representation: Non-Investment Advice and Exclusion of Fiduciary Duty
THE SUBSCRIBER ACKNOWLEDGES AND AGREES THAT FINANCIAL ANALYTICS GLOBAL LABS LLC, THE SERVICE, AND ITS EMPLOYEES ARE NOT REGISTERED INVESTMENT ADVISERS OR BROKER-DEALERS AND DO NOT PROVIDE FINANCIAL, TAX, OR LEGAL ADVICE.
4.1. Informational Purposes Only
The Service, including all trading signals, data, and communications, is provided strictly for informational and educational purposes only. The information is general in nature and is not tailored to any specific user’s financial situation, risk profile, or investment objectives.
4.2. Disclaimer of Recommendation
The Service does not recommend any specific securities, financial products, instruments, portfolios, or investment strategies. The directional signals (Up/Down) provided by "Accu Trade Signals Pro" do not constitute a recommendation, opinion, or solicitation regarding the suitability, value, or profitability of any particular transaction.
4.3. User Responsibility and Risk Assumption
The Subscriber understands that they are solely responsible for executing, managing, and monitoring their own trades and accounts. All investment decisions made based on the Service are solely at the Subscriber's own risk and discretion. The Subscriber accepts full responsibility for any trading outcomes, profits, or losses associated with their decisions. The Provider assumes no fiduciary duty or obligation to the Subscriber regarding their trading activities.
5. User Obligations and Restrictions (IP and Commercial Use)
5.1. Proprietary Rights and Ownership
The Subscriber acknowledges that the Provider owns or has the right to use all domestic and foreign patents, trademarks, copyrights, trade secrets, proprietary information, and know-how relating to the Service, including the underlying computer programs, databases, models, algorithms, and the signals derived therefrom. This intellectual property is protected by law.
5.2. Prohibition on Reverse Engineering and IP Theft
The Subscriber expressly agrees not to engage in, permit, or authorize any third party to engage in any action aimed at the reverse engineering, disassembly, or decompilation of the Service. This prohibition includes any attempts to discover the source code, underlying components, models, algorithms, or systems of the Service, or to create derivative works based on the Service’s structure or functionality, without the Provider’s express written consent.
5.3. Prohibition on Data Extraction and Scraping
The Subscriber shall not automatically or programmatically extract, harvest, screen scrape, or otherwise gather data or output (signals) from the Service for any purpose, including training machine learning models or competing services.
5.4. Prohibited Use
The Subscriber may use the Service’s signals to inform their own manual trading decisions, but shall not (a) connect or link the Service’s outputs to any automated trading system, algorithmic trading strategy, or auto-execution tool that executes orders directly based on the Service’s output, or (b) use the Service’s outputs to power any commercial, professional, or third-party trading service, without the Provider’s specific written authorization.
6. Indemnification and Limitation of Liability (The Primary Shield)
6.1. Indemnification
The Subscriber agrees to indemnify, defend, and hold harmless Financial Analytics Global Labs LLC, its affiliates, directors, officers, agents, and employees (collectively, the "Indemnified Parties") from and against any and all claims, suits, actions, damages, liabilities, obligations, losses, or expenses (including reasonable attorneys' fees) arising out of or related to: (a) the Subscriber’s use of the Service; (b) any investment, trading decision, or resulting financial loss based on the Service’s signals; or (c) any breach of this Agreement by the Subscriber.
6.2. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE INDEMNIFIED PARTIES BE LIABLE TO THE SUBSCRIBER OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS, LOST TRADING CAPITAL, OR LOSS OF BUSINESS DATA), EVEN IF THE INDEMNIFIED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE PROVIDER'S MAXIMUM AGGREGATE LIABILITY TO THE SUBSCRIBER FOR ANY CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT OF SUBSCRIPTION FEES PAID BY THE SUBSCRIBER TO THE PROVIDER DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
7. Dispute Resolution: Mandatory Binding Arbitration and Class Action Waiver
7.1. Agreement to Arbitrate
Any dispute, claim, or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation, or validity thereof shall be settled by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules, rather than in court. Judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.
7.2. Waiver of Jury Trial and Class Action
The Subscriber and the Provider agree that each may bring claims against the other only in an individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. The Subscriber expressly waives the right to a trial by jury and the right to participate in any class action lawsuit against the Provider.
8. Term and Termination
8.1. Term
This Agreement remains in effect while the Subscriber has an active subscription or is otherwise using the Service.
8.2. Termination by Subscriber
The Subscriber may terminate this Agreement at any time by cancelling their subscription as described in Section 3.3.
8.3. Termination by Provider
The Provider may terminate or suspend the Subscriber’s access to the Service as set forth in Section 3.4.
8.4. Survival
Sections relating to intellectual property, fees and payment obligations, disclaimers, limitation of liability, indemnification, dispute resolution, and any other provisions that by their nature should survive termination shall survive termination of this Agreement.
9. Disclaimers of Warranties
THE SERVICE AND ALL SIGNALS, DATA, CONTENT, AND MATERIALS PROVIDED THROUGH THE SERVICE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, THE PROVIDER DISCLAIMS ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. THE PROVIDER DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, ACCURATE, OR TIMELY.
10. Third-Party Services and Platforms
10.1. Discord and Other Platforms
The Service may be delivered or accessed through third-party platforms or communication tools (such as Discord). The Provider does not control and is not responsible for the availability, performance, security, or terms of use of any such third-party platforms. The Subscriber’s use of those platforms is governed by the terms and policies of the respective third party.
10.2. Brokerage and Execution Services
The Provider does not execute trades or provide brokerage services. Any trades executed by the Subscriber are done through third-party brokers or trading platforms selected by the Subscriber, and the Provider has no responsibility for the execution, settlement, or reporting of any such trades.
11. Governing Law
This Agreement is governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict-of-laws principles, except to the extent pre-empted by U.S. federal law.
12. Miscellaneous
This Agreement, together with the Financial Risk Disclosure and Privacy Policy referenced herein, constitutes the entire agreement between the parties regarding the Service. The Subscriber may not assign or transfer this Agreement without the Provider’s prior written consent; the Provider may freely assign this Agreement. If any provision of this Agreement is held invalid or unenforceable, the remaining provisions shall remain in full force and effect. No waiver of any term shall be deemed a further or continuing waiver of such term or any other term. The Provider shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including acts of God, power or internet outages, or failures of third-party services (force majeure).